Insurance policies for corporate directors, officers, and executives:

You can indemnify your corporation against potential losses due to death, disability, legal and fiduciary misconduct, and public disgrace/adverse media exposure. Coverages include:

Key Person Life insurance: Your company can receive cash quickly in the unfortunate death of a key executive or employee, to maintain operations and buy the time needed to find a suitable replacement.

Key Person Disability Insurance: Your company can receive the cash needed to sustain operations in the event of a disability of a key executive or employee, or to buy the time needed to find a suitable replacement.

Severance Agreement Disability Insurance: Your company can meet the terms of a severance package even when the terminated employee is no longer eligible for your group LTD plan benefits.

Stock Option Disability Income Protection: Executives of publicly traded companies can receive reimbursement for stock options that are no longer awarded due to disability.

Deferred Compensation: Selective executives can earn wages, bonuses, or other compensation, but receive the earnings at a future point, on a tax-favored basis.

Executive Bonus: Life insurance can be purchased as “golden handcuffs” on key executives to ensure longevity, on a tax-favored basis.

Directors & Officers & Entity Liability: Protects the company, and its directors and officers, from financial loss stemming from allegations of misrepresentation, breach of duty, and errors in practice.

Employment Practices Liability: Protects executives and employees against allegations of employment- related wrongdoing such as discrimination, harassment, and retaliation.

Fiduciary Liability: Protects the company, benefit plan, and fiduciaries from exposures resulting from the administration and management of employee benefit funds.

Errors & Omissions Liability: Protects against financial loss resulting from errors or omissions made while performing professional services for others.

Employed Lawyers Liability: E&O insurance specifically intended for in-house attorneys performing legal services on behalf of the company.

Cyber Liability: Protects the company from financial loss stemming from cyber liability lawsuits, regulatory penalties, breach response costs, and cybercrime losses.

Crime Insurance: Protects the company from the potentially devastating costs of employee theft.

Kidnap & Ransom Extortion Insurance: Covers a wide range of expenses associated with incidents of kidnapping and extortion, including the cost of crisis management services where permitted.

Workplace Violence Expense Insurance: Covers a wide range of expenses associated with incidents of workplace violence, including the cost of crisis management services.

Brand Protection Insurance: Brand managers can be indemnified against a celebrity spokesperson bringing the firm into public disrepute.